When it comes to customizing your car's audio system, it's easy to imagine what your dream car looks like and find all the pieces you need to make it real. Paying for it, on the other hand, isn't always so easy. If you're dying to do some work to your car but aren't sure how to pay for it, give Soundz Good Stereo a call.
At Soundz Good Stereo, your favorite auto accessories store, we offer no-hassle financing on our products and services with an easy application, automated processing and instant approval. Not sure you qualify for financing? Think again. Check out our requirements and some frequently asked questions about our financing option to see how you can take advantage of this offer.
To qualify for our financing program, you must have a verifiable income of $1,000 or more for six months and provide one of the following:
- Recent pay stub that includes YTD earnings
- Benefit letter (SSI or Disability)
- Proof of self-employment (90 days of bank deposit statements)
You must also have a verifiable checking account with a 30 day bank statement that shows:
- 90 days of activity
- No negative ending balance
- $500 or more in deposits
- No insufficient funds and no more than five protected overdraft charges
- Voided check or bank account verification form
- Photo ID
If you're ready to apply for financing at Soundz Good Stereo, visit the Financing section of our website to fill out an online application.
Frequently Asked Questions About Financing
Q: What are the interest rates associated with this program?
A: We offer interest free financing, so there is never a charge to our customers. This this program offers a lease-purchase contract, so if you pay the balance within 90 days you only pay the invoice and processing fee. Payoffs after 90 days acquire charges of 1.8 times the invoice charge, payable over 12 equal payments.
Q: Will Progressive check my credit history?
A: No. Progressive will only verify the information on the pay stub you provided.
Q: Is there a time frame on the length of employment to qualify for the program?
A: Yes. You need to be employed at the same job for at least six months, and your pay stubs must reflect your year-to-date total earnings. If you have a W2, it must also show six months of active employment.
Q: How long will my account remain active?
A: Once the account is approved it is good for 31 days. If the invoice takes longer than 31 days to complete and deliver, the store will issue an extension. If the delivery of an extension is not plausible due to deliver reasons, you will need to reapply.
Q: Are there considerations for regular and special orders that are not in stock?
A: To avoid delays, wait for the availability of the merchandise unless you are ready to schedule a delivery or pickup prior to applying. If your application is not approved we cannot issue a refund on your deposit.
Q: How do I make payments on my account?
A: Payments are debited from your account on the date the contract was signed, not on the date of delivery. The debited dates will always be the same. To schedule a payment arrangement on the telephone call Progressive at 877-898-1970.
Q: Who do I contact for damaged items or service problems?
A: If you have any issues, please contact Soundz Good Stereo. An even exchange requires no additional paperwork to be sent to the finance company. However, on re-selections, you are responsible for any additional charges. All refunds are sent to Progressive.